Services

What we do at Lakewood

1. We create a platform to mobilize continuous flow stream of subscription based low cost funds with attached interest to the subscribers.
2. Provision of short-term liquidity, long-term funding or guarantees for housing finance.
3. Create schemes that makes the company acts as intermediary between primary mortgage lenders and capital markets.
4. Issue unsecured securities (real estate bonds) to raise long-term finance for the development of various housing schemes.
5. Purchases loans with recourse or refinances mortgage loans with recourse.
6. Operating a low investment risk and simple liquidity mortgage and building institution.
7. Provides funds to grant mortgage loans for longer tenors and at fixed rates.
8. Reduces the maturity mismatch between the housing loans and the sources of funds.
9. Ensures mortgage loan standardization.
10. Help establish the foundations of a sound securitization market (standardization, transparency, master servicer role, etc.).
11. Issue secured mortgage-backed securities (MBS).
12. Develop the Real Estate Capital Market by provision of more private debt securities (bonds) with different maturities and creates a yield curve to act as benchmark for other private debt securities.
13. Creating an investment pool for the pension scheme.
14. Creating an investment pool for Nigerians.
15. Enable people to obtain easy access to housing loans at reasonable cost.
16. Enable people to obtain attractive and affordable housing loan packages characterized by fixed rates for longer periods.
17. Create models to hedge interest rate risks.
18. Go a long way in assisting government in various levels to achieve its policy of encouraging home ownership.
19. We make housing loans more affordable to the lower income group without any interest subsidy being incurred by the government.
20. Building of standard and affordable housing estates with basic infrastructures powered by renewable energy and green environment.
21. Creation of new towns with infrastructures.
22. Creation of facility maintenance company that will see to the longevity of each delivered housing scheme